How much is CCCS?

Our fees are among the lowest in the industry. Our service fee is only $40 per month. There is a one-time setup fee of $25. Our debt consolidation and debt management programs make it easy.

What does CCCS mean?

Consumer Credit Counseling Services (CCCS) are mostly non-profit organizations that offer free or low-cost counseling, education, and debt repayment services to individuals in danger of bankruptcy.

What happened to CCCS?

The company has now grown into a leading debt relief and financial education company. Today, with a goal of supplying Americans the help they need to solve their debt problems, credit.org continues to use well-trained, specialized coaches to help consumers answer credit questions and solve credit problems.

How do consumer credit counseling services work?

Consumer credit counseling services help overextended credit users eliminate high interest rate credit card debt. It’s their mission to help you regain financial stability. Certified credit counselors evaluate your debts, budget, and credit. Then they help you identify the best way to get out of debt in your situation.

How much will it cost for Fred and Wilma to use CCCS?

What services does the CCCS provide? It won’t cost them anything but most subsequent sessions cost $15. The CCCS provides a budget analyist that will examine your finacial situtation and determine what may be the cause to your problem. They will also provide you with options for a reasonable plan for dealing with them.

What does it mean to be consumer debt free?

Being debt free to start with means having minimal to no bad debts and average good debts. Being debt free doesn’t mean you have no mortgage, bills, or car payment. It means you carry a manageable amount of debt, and are cognizant of your borrowing and DTI.

Do you have to give money to cccsmd?

CCCSMD does not lend money. Your generous donation will allow us to continue to provide free and low-cost educational and individual counseling services to our clients and families in need of financial guidance. I have been working with CCCSMD over the past three years.

What does cccsmd stand for in credit counseling?

CCCSMD is an accredited, non-profit credit counseling agency that has been a trusted member of the community since 1966. CCCSMD does not lend money and is not a collection agency. Annually, we help more than 30,000 people gain the knowledge and skills they need to improve their finances.

Who is eligible for the CCS program in Maryland?

To be eligible for the CCS Program, you must be: A Maryland resident who is working/employed, in an approved training program or attending school. A recipient of Temporary Cash Assistance (TCA) or Supplemental Security Income (SSI) or within CCS income guidelines (see below).

Is there a Credit Counseling Service ( CCCs )?

The NFCC began offering nonprofit credit counseling as a new service for those obtaining their first credit card. Individual CCCS offices soon opened around the country. Although the individual CCCS offices were independently operated, they were all under the umbrella organization and guidance of the NFCC.